PCS gives you online resources to help you plan for the future. As a participant in the Plan, you can access your secure account information such as account balance and contribution transactions, and perform many operations quickly and easily. We’ve also included links to additional information about investments available in the Plan, retirement and investment articles, and lifestyle planning resources.

Introducing The Retirement Savings Snapshot

PCS makes it easy for plan participants to know if they’re on track to RetireOnTime with our comprehensive Retirement Savings Snapshot report. The Retirement Snapshot is an insightful and easy-to-read overview of where you stand in your journey towards retirement. It gives a clear picture of what your target retirement savings will be based on your current monthly contributions and current investments, and offers a projection of how your savings can grow significantly by increasing your contribution rate. This report not only helps you easily visualize your preparedness for retirement – it also emphasizes the value of saving today!

Features of the Retirement Savings Snapshot include:

  • A clear picture of your current contribution rate and target retirement savings amount
  • Visual projections of your estimated retirement savings if he or she increases monthly contributions by 10%, 20%, and 30%
  • Detailed current investment highlights, showcasing asset allocation breakdown and top 10 portfolio holdings
  • Links and instructions for increasing your contribution amount
  • Helpful tips to help you stay on-track according to age range

And best of all, the Savings Snapshot is provided to you quarterly, so you are regularly informed about where you are on your path towards retirement. PCS is committed to making it easy and straightforward to save for retirement. The Retirement Savings Snapshot does just that – it helps you move in the right direction.

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RetireOnTime™ allows plan participants to enter information about their retirement assets outside the plan, offering a complete assessment of their chances of reaching their stated retirement goals. RetireOnTime™ then provides participants with a report of the results and recommendations, which may include adjusting levels of contribution to improve retirement projections.

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Our Evergreen Enrollment Materials (including dynamically updating required fiduciary notifications) offers detailed guidelines and insight for participants to easily enroll into the retirement plan. Built right in are instructions for enrolling online, information about the participant’s investment options, and forms associated with the plan. Click here to view a sample guide.

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SmartPlan is a video-guided enrollment wizard designed to educate, entertain and engage plan sponsors. Video hosts discuss plan features and the benefits of participation, and then guide participants through an interactive process to help them discover their individual retirement needs and risk profile, as well as choose plan investments and contribution amounts.

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Online Beneficiary Designations

Our online beneficiary designation feature allows you to enter and maintain beneficiary designations online, directly within our participant website. This saves you from the hassle and worry of maintaining beneficiary information through traditional paper forms.